Mortgages

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Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. At any one time there may be hundreds of different mortgage options, only some of which will meet your needs.

Gone are the days when a borrower was grateful to the lender for providing them with a mortgage facility. In today's marketplace, lenders are in competition with each other for your valuable business and are therefore willing to offer incentives to entice you to take out their product.

With so many different types of mortgage available, it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when arrangement fees, insurances, lending charges, lock-ins and early repayment charge are taken into account, the product may not be as attractive as you might have first thought.

Gresham Financial can provide mortgage advice which is individually tailored to your needs and requirements, ensuring that this critical part of the house buying process is handled with minimum hassle and maximum efficiency.

Affordability
Gresham Financial can also help you to ensure that you don't borrow more than you can afford to repay at the time that you take out your mortgage. A mortgage is a loan secured against your home. 'Secured' means that if you do not keep up the payments, the lender can sell your home to get its money back.

How does our service help?
We aim to take the hassle and complexity out of the process, save you time, money and help you make smart, well informed decisions.

To take advantage of an initial meeting, please contact us.